[fChk]

So, I feel that we all have genetic inheritances and due to our environment those inheritances will either flourish or we will develop other skills and abilities from our environment.

I used to open a thread on every board I joined under the title of 'Is Intelligence Innate or Acquired?' in order to read folks' opinion on the matter. Of course the term 'Intelligence' is academically very complex (in the Cognitive psychology field) thus was used very loosely in the mentioned discussions.

Thus, I will restate my opinion on it in this post which will echo what you were saying about personality development in that quote but in more intelligible wording focusing on the 'intelligence'; intelligence being a subset(/component) of one's personality.

Human "intelligence" has two components.. the hardware represented by our brain circuitry/wiring (think of it as the processing power/CPU).. which is not exactly identical for everyone in its tiny details .. and the software represented by the acquired knowledge that each one of us assimilates -throughout our lifespan- by feeding it to our CPU to process.. and the amazing thing here is that our hardware/"brain processing ability" develops further and gets more powerful and efficient with its use (unlike computers which degrade with use!).. and in this sense gets more "intelligent!" (think of it as the original form of modern days computer-based AI.)

So in this perspective, I would say that :

1. The hardware we get at birth isn't exactly identical.. which means that there is a difference in the potential to being "intelligent" even from the start.. and I said potential, because.. that individual can end up "not using it".. because of the surrounding environment and the way he will be raised/nurtured!
   
2. .. which lead us to the influence of our direct environment and the quality of care and the type of education we get during our entire childhood.. It might enforce that "innate intelligence" or just crush it !..
   
3. But nevertheless, in general with time any human being should end-up more "intelligent" (I should say wise !) than he was in his youngest age !.. because of more "relevant knowledge" and problem-solving aptitude.. in short the stuff that we refer to as 'experience'..